Where renters become homeowners

At Gravy, our mission is to make homeownership more accessible. No matter where you are on your journey, Gravy is the best way to buy your first house.
Start a house fund
Open a free Gravy Savings account to save up your down payment. We will help you set a goal - and hit it.
Earn cash-back
Found money for first-time homebuyers, like 5% cash-back on rent each month toward your future digs.
Get the house
Your own homebuying team to answer questions along the way, and get you the best deal when you’re ready to buy.

Homeownership starts here

Save with purpose
Open a dedicated account for your down payment. FDIC-insured, secure, and totally free.
Get a personalized plan
Tell us about your house goals, get tailored recommendations, and put saving on autopilot.
Supercharge your savings
Invite your family, friends, and even your employer to make contributions to your house fund.

Make your dream home a reality

Earn Gravy Rewards
Buy your house sooner with the only cash-back program built for renters.
Build your credit
Improve your credit score and get the best deal on your mortgage.
Connect with experts
Team up with amazing first-time homebuyer specialists every step of the way.

Why save with Gravy?

Different than most financial products, we obsess with one thing: helping you become a homeowner. It may not be as far away as you think.
No hidden fees
Your Gravy Savings account is free forever. We have premium features too, but you aren't required to use them.
Safe & secure
Gravy uses bank-level security, complete with FDIC insurance. We protect your money like it's our own.
Good vibes
Our mission is to help you buy a home. We've got your back and will always have your best interest in mind.

Gravy homebuyers save an average of 2% of the purchase price - that's $6,000 on a $300k house.

Estimated savings on closing day and over the first 5-years of a mortgage. Terms and conditions apply. See gravy.co/terms for details.

FAQ

What is Gravy?
How does it work?
What are Gravy Rewards?
Who are your partners?
Does my landlord need an account?
How much does Gravy cost? (Hint: it's free for renters)
How does Gravy make money?
Gravy can help you save for a down payment and get the best rate possible when you're ready to buy a home. Homeownership may not be as far away as you think.
Gravy can help you save for a down payment and get the best rate possible when you're ready to buy a home. Homeownership may not be as far away as you think.
Gravy can help you save for a down payment and get the best rate possible when you're ready to buy a home. Homeownership may not be as far away as you think.
Gravy can help you save for a down payment and get the best rate possible when you're ready to buy a home. Homeownership may not be as far away as you think.
Gravy can help you save for a down payment and get the best rate possible when you're ready to buy a home. Homeownership may not be as far away as you think.
Gravy can help you save for a down payment and get the best rate possible when you're ready to buy a home. Homeownership may not be as far away as you think.
Gravy can help you save for a down payment and get the best rate possible when you're ready to buy a home. Homeownership may not be as far away as you think.

Ready to do this?

We will be opening up cash back for rents starting in April. Claim your spot!
Join the waitlist

Ready to start renting
with benefits?

Download Gravy to start getting rewarded for being an awesome renter and saving for your dream home!
Free for renters • No landlord signup needed